

Synchrony
Easy. Convenient. Secure.
Clear, transparent terms. No prepayment penalties.
Interest-Free Plans Available**
Easy. Convenient. Secure.
Utah Home Fitness Credit Card Program
Whether your purchase is a surprise or expected, we'll get you taken care of. ** Get a decision in seconds with noimpact to your credit bureau score.
Ready to take the next step?
Build Your Dream Gym with Synchrony
Whether it’s a planned purchase or an impulse buy, our program is here to support you. Experience secure transactions, quick processing, and exclusive perks—all designed with your active lifestyle in mind.
How it works
1. Quick Application

Apply in a snap with instant decisions for most.
2. Use Card Instantly

Your card is ready to use if you're approved.
3. Pay Over Time

Convenient payment terms so you can finance with confidence.
Easy. Convenient. Secure.
Utah Home Fitness Credit Card Program
From unexpected purchases to planned upgrades, we make it easy to get what you need, when you need it.
*Subject to credit approval
**For new accounts: Purchase APR is 29.99%.
^There may be an additional fee to make an expedited payment by phone.
^^Rates range from 0% to 29.99% APR, resulting in, for example, 36 monthly payments of $32.26 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term.